conforming loans

conforming loans
"удовлетворяющие требованиям" кредиты: ипотечные кредиты, которые соответствуют требованиям ипотечных организаций США, типа FREDDIE MAC или FANNIE MAE (см.), которые приобретают их для выпуска ценных бумаг на базе пулов таких ипотек.

Англо-русский экономический словарь.

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  • conforming loans — mortgage loans that meet the qualifications of Freddie Mac or Fannie Mae, which are bought from lenders and issued as pass through securities. Bloomberg Financial Dictionary …   Financial and business terms

  • conforming loan — A mortgage loan small enough to be bought by Fannie Mae or guaranteed by the Federal Housing Administration. The dollar limit on conforming loans is adjusted periodically and is higher in areas with a high cost of living. Compare: jumbo loan… …   Law dictionary

  • Conforming loan — In the United States, a conforming loan is a mortgage loan that conforms to GSE guidelines.[1] In general, any loan which does not meet guidelines is a non conforming loan. A loan which does not meet guidelines specifically because the loan… …   Wikipedia

  • Non-conforming loan — A non conforming loan is a loan that fails to meet bank criteria for funding. Reasons include the loan amount is higher than the conforming loan limit (for mortgage loans), lack of sufficient credit, the unorthodox nature of the use of funds, or… …   Wikipedia

  • Bank of America Home Loans — Type Subsidiary of Bank of America Founded 1969 (Countrywide), February 2009 (Bank of America Home Loans) Headquarters Calabasas, CA, USA (Countrywide Financial) Cha …   Wikipedia

  • Non-conforming mortgage — A non conforming mortgage is a term in the United States for a residential mortgage that does not conform to the loan purchasing guidelines set by the Federal National Mortgage Association /Federal Home Loan Mortgage Corporation (Fannie Mae and… …   Wikipedia

  • Prime Conforming — A sector of mortgage lending made up of loans to borrowers who are considered to be of a high credit quality, and where the dollar amount of the mortgage is equal to or less than the conforming loan limits set by the Office of Federal Housing… …   Investment dictionary

  • Fannie Mae — Infobox Company foundation = 1938 location city = Washington, D.C. company name = Federal National Mortgage Association (Fannie Mae) company company type = Government Sponsored Enterprise Public company key people = Herbert M. Allison, CEO… …   Wikipedia

  • Jumbo mortgage — In the United States, a jumbo mortgage is a mortgage with a loan amount above the industry standard definition of conventional conforming loan limits. This standard is set by the two largest secondary market lenders, Fannie Mae and Freddie Mac.… …   Wikipedia

  • Freddie Mac — Infobox Company company name = Federal Home Loan Mortgage Corporation (Freddie Mac) company company type = Public (nyse|FRE) company slogan = We Make Home Possible foundation = 1970 location = McLean, Virginia key people = David M. Moffett (CEO)… …   Wikipedia

  • Alt-A — An Alt A mortgage, short for Alternative A paper, is a type of U.S. mortgage that, for various reasons, is considered riskier than A paper, or prime , and less risky than subprime, the riskiest category. Alt A interest rates, which are determined …   Wikipedia


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